Many New Year’s Resolutions focus on two concepts — a slimmer waist and a fatter wallet. Even if you haven’t grown your fortune or reduced your weight in 2023, a whole new year awaits.

If you’re committed to making this year the best one yet, now is the perfect time to start. While you may want to invest in your health, you could also be looking to save money.

Luckily, it’s possible to achieve both goals at the same time.

If you’re able to, consider walking more instead of driving. You can save gas while burning calories. You can also lower your thermostat, or even invest in a smart thermostat. The ability to control the temperature how and when you need it will pay for itself.

Eating healthier is often about shopping smarter. Remember, when you go to a restaurant, you’re paying for more than food. Preparation, presentation, and the presence of servers and staff all factor into the bill. By cooking at home, you can save money while improving your health.

Many gyms offer New Year’s deals on memberships, making it a perfect time to pick one up. You can also find many free trials of fitness classes and courses. This is a fine way to sample different programs and approaches to exercise in order to discover which one best suits you.

The final tip is to keep your mind sharp. Good hobbies and healthy social engagement are always a plus. Reading also helps. Specifically, make sure you check out the Council for Retirement Security’s blog. We provide weekly content to keep you healthier and happier. Good luck with your New Year’s Resolutions!

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